Class C Insurance January 01, 2011, 07:09:25 am Yahoo Message Number: 6121Would appreciate any advice on insuring our 35GS Seneca. Want to have the policy to cover purchase price for life time of vehicle. Will not need coverage for appliances, or towing already have ins for that. Would want 250-500 dollar deduction. Am looking at Blue Sky-Champion Property and Casualty Ins Co., and RV America that uses 6 different company's. Got a quote from them below 900 annual. Good Sams was 2000, Progressive 1613, Gilbert 2333, which they showed going through Progressive?? All these companies had a very good rating from AM Best. Is anyone insured by anyone of these and have you had to use them for a claim...with what results. Thanks....Joe Have email set up just for this forum...great info. Quote Selected
Re: Class C Insurance Reply #1 – January 01, 2011, 04:21:56 pm Yahoo Message Number: 6124I use GEICO with a 1K deductable and is real reasonable Quote Selected
Re: Class C Insurance Reply #2 – January 01, 2011, 07:45:06 pm Yahoo Message Number: 6126Thxs will check it out!From: daneg To: KodiakChassisClassC@yahoogroups.comSent: Sat, January 1, 2011 1:20:04 PMSubject: [KodiakChassisClassC] Re: Class C InsuranceI use GEICO with a 1K deductable and is real reasonable Quote Selected
Re: Class C Insurance Reply #3 – January 01, 2011, 07:49:08 pm Yahoo Message Number: 6127I use GEICO also for my 2006 Seneca 34SS. The ANNUAL PREMIUM is $510.00 TOTAL with $500,000 BI, $250 deductible Comp, $500 deductible Collision, and Emergency MH Road Service is included for $19/yr. One half of the $510 ($255) is paid every 6 months.I had to use the road service ones and was very satisfied. GEICO is by far the best deal I could find! Quote Selected
Re: Class C Insurance Reply #4 – January 02, 2011, 07:55:08 am Yahoo Message Number: 6129We Have GMAC through Good Sam. The big thing we liked is the rebate we get if we keep the unit in storage for 30 days minimums. It was nice getting a check back from them from the initial payment. Quote Selected
Re: Class C Insurance Reply #5 – January 02, 2011, 12:10:54 pm Yahoo Message Number: 6131joeeveld wrote:QuoteWould appreciate any advice on insuring our 35GS Seneca. Want to havethe policy to cover purchase price for life time of vehicle.Mine is thru USAA, but actually written by Progressive now that USAAquit doing their own RV insurance. I have replacement cost coverage andthe premium is about $550 a year with $500 deductible.Take care, Greg Quote Selected
Re: Class C Insurance Reply #6 – January 03, 2011, 12:26:34 am Yahoo Message Number: 6138Thanks Greg. I had a direct quote from Progressive and it was $1613 for a year with250 deduct and only 2000 for expenses. I'm wondering if it depends on the agency oragent someway. I will check out USAA tomorrow though. Need to get this done innext few days.From: Greg Gimlick To: KodiakChassisClassC@yahoogroups.comSent: Sun, January 2, 2011 11:10:52 AMSubject: Re: [KodiakChassisClassC] Class C Insurancejoeeveld wrote:QuoteWould appreciate any advice on insuring our 35GS Seneca. Want to havethe policy to cover purchase price for life time of vehicle.Mine is thru USAA, but actually written by Progressive now that USAAquit doing their own RV insurance. I have replacement cost coverage andthe premium is about $550 a year with $500 deductible.Take care, Greg Quote Selected
Re: Class C Insurance Reply #7 – January 03, 2011, 12:32:45 am Yahoo Message Number: 6139Thanks, somebody else recommended GEICO. Will check it out.From: Craig To: KodiakChassisClassC@yahoogroups.comSent: Sat, January 1, 2011 6:49:01 PMSubject: [KodiakChassisClassC] Re: Class C InsuranceI use GEICO also for my 2006 Seneca 34SS. The ANNUAL PREMIUM is $510.00 TOTAL with $500,000 BI, $250 deductible Comp, $500 deductible Collision, and Emergency MH Road Service is included for $19/yr. One half of the $510 ($255) is paid every 6 months.I had to use the road service ones and was very satisfied. GEICO is by far the best deal I could find! Quote Selected
Re: Class C Insurance Reply #8 – January 03, 2011, 12:38:27 am Yahoo Message Number: 6140Thanks, GMAC quoted a $2002 annual charge. Thought that was high. I didit through a quote from Good Sams. No one has mentioned if they are insuredwith a purchase price if vehicle is totaled. I only found RV America and Blue Skyto offer that on their web sites. Both are running about $900 annual. Haven'tchecked out the sites people are using on here yet though.From: Ken To: KodiakChassisClassC@yahoogroups.comSent: Sun, January 2, 2011 6:55:01 AMSubject: [KodiakChassisClassC] Re: Class C InsuranceWe Have GMAC through Good Sam. The big thing we liked is the rebate we get if we keep the unit in storage for 30 days minimums. It was nice getting a check back from them from the initial payment. Quote Selected
Re: Class C Insurance Reply #9 – January 03, 2011, 01:02:02 pm Yahoo Message Number: 6143Joe -I think you may have problems finding a policy that you can afford that will provide a coverage limit for comprehensive and collision damages that will remain at the purchase price of the unit for the lifetime of the unit. That would require an stated value policy without a clause that is common on most stated value policies that limits losses to the stated value or xx% of the actual cash value (you fill in the xx's), whichever is less. From the prices you quoted, I would guess that you are looking at ACV (Actual cash value) policies that will have loss payments capped at the actual cash value (read Blue Book Value) of the rig prior to the loss.Just my $0.02 ...From: joeeveld To: KodiakChassisClassC@yahoogroups.comSent: Sat, January 1, 2011 7:09:24 AMSubject: [KodiakChassisClassC] Class C InsuranceWould appreciate any advice on insuring our 35GS Seneca. Want to have the policy to cover purchase price for life time of vehicle. Will not need coverage for appliances, or towing already have ins for that. Would want 250-500 dollar deduction. Am looking at Blue Sky-Champion Property and Casualty Ins Co., and RV America that uses 6 different company's. Got a quote from them below 900 annual. Good Sams was 2000, Progressive 1613, Gilbert 2333, which they showed going through Progressive?? All these companies had a very good rating from AM Best. Is anyone insured by anyone of these and have you had to use them for a claim...with what results. Thanks....Joe Have email set up just for this forum...great info. Quote Selected
Re: Class C Insurance Reply #10 – January 04, 2011, 10:54:59 am Yahoo Message Number: 6151Also check with Foremost. Got ours through our Farmers agent. Quote Selected